星展银行(DBS),总部位于新加坡的亚洲领先金融服务集团,拥有遍布全球18个国家和地区的280多家分支机构。近年来,该行在大中华、东南亚和南亚这三大亚洲核心发展地区的业务持续增长。银行的资本状况、其AA-和Aa1级信用,均位居亚太地区金融业的最前列。
星展银行的宗旨是简化和提升客户体验,并在践行道路上取得了令人赞叹的成绩。星展银行一直致力于战略性技术创举、服务产品数字化,利用新技术为客户提供卓越的服务体验。近年来,该行先后在数字领域推出若干首创的服务产品,确保客户在DBS能够享受简单方便的金融服务。
快速信贷(DBS Quick Credit)是星展银行推出的最新服务产品。通过这款手机应用程序,用户可以随时随地申请贷款。这不仅简化了贷款的申请程序,也加速了银行的审批过程,给用户和银行双方都带来了便利。
然而让客户随时随地申请贷款并不能满足星展银行,它最终的目标是为客户免除单调乏味的申请表格填写过程,实现客户相关信息的自动填写,最大可能地节省客户的时间和精力。
为了实现客户信息的自动填写,星展银行需要一个能从图片文档中直接提取数据的解决方案。ABBYY移动光学字符识别SDK(ABBYY Mobile Optical Character Recognition SDK)刚好具备此功能,因此被星展银行选中。
想要快速申请贷款,目前有一个极其精巧简单的办法。客户只需要按照手机应用程序的提示,拍摄几张照片(比如身份证件、工资单),然后,应用程序会从提供的照片中提取信息,最后自动填充在申请表格中的姓名、出生日期、公司地址等必要信息栏,省去客户填表的时间
原则上,如果客户提交的文件有效,其银行记录正常,贷款申请在几分钟之内即可通过审核,确保客户已经成功申请到贷款。
快速申请贷款的整个过程只需要3个简单步骤(见下文)。
1. 用手机拍摄照片。例如身份证件(身份证、名片等)、工资单。
2. 应用程序借助利用ABBYY Mobile OCR Engine提取并自动填写相关信息。
3. 提交您的申请表格,即时了解贷款审批状态。
星展银行采取基于ABBYY Mobile OCR SDK的即时贷款申请解决方案,简化并提升了客户的服务体验,确保了它在亚洲金融业的领先地位。
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